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Banks bet on agri, retail & MSME as growth drivers
Financial Express Bengaluru
|November 07, 2025
SUPPORTED BY STEADY RURAL RECOVERY
DESPITE OPTIMISM ABOUT corporate credit picking up in the second half of the financial year, banks remain firmly focused on retail, agriculture, and MSME (RAM) portfolios.
This continued bullishness is supported by improving demand conditions, steady rural recovery and government measures aimed at boosting consumption and small business activity.
“While we were saying 11-12% (credit growth) we have exceeded the 12% based on many enablers which RBI has given and also the fiscal measures in terms of the GST 2.0, we believe that there will be sustained consumption demand which gives an opportunity for us, particularly in the RAM segment,” SBI Chiarman CS Setty said.
This story is from the November 07, 2025 edition of Financial Express Bengaluru.
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