SDB bank demonstrates resilience and strategic progress in 1Q

SDB bank has reported a resilient performance in the first quarter of 2025, underscoring the bank's commitment to steady progress, stakeholder value, and long-term sustainability.

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In a statement it said despite industry-wide challenges and an ongoing recalibration of funding structures, the bank remained firmly focused on financial stability, operational efficiency, and inclusive banking solutions.

The bank recorded a Profit After Tax of Rs. 56 million for the quarter ending 31 March 2025. A key contributor to this result was the 42-basis-point improvement in Net Interest Margin (NIM), which rose to 5.60%, reflecting strategic adjustments to lending rates and an optimised funding mix. While net interest income dipped slightly year-on-year, the bank's fee-based income streams showed strong momentum as Net Fee and Commission Income rose by 53%, reflecting the growing impact of digital adoption and enhanced customer offerings.