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Credit to India Inc falls to 36% in 14 years

Business Standard

|

August 28, 2025

Banks' credit to corporates, which made up 58 per cent of overall credit in the system in FY11, has declined to 36 per cent in FY25, while retail credit, which accounted for 18 per cent, has risen to 33 per cent, according to a report by BCG.

- SUBRATA KUMAR PANDA

Data shows that firms' dependence on bank funding has gone down from 69 per cent in FY14 to 46 per cent in FY24, while their reliance on bond

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