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BBL forecasts challenging final quarter for banks

Bangkok Post

|

October 25, 2025

Bangkok Bank (BBL) expects the banking sector to continue to face heightened challenges in the final quarter of the year, amid sluggish loan demand and falling interest income.

- SOMRUEDI BANCHONGDUANG

President Chartsiri Sophonpanich said loan growth in the fourth quarter and for the entire year is expected to remain subdued, in line with the country’s economic conditions.

However, the bank is continuing with its efforts to support lending and enhance liquidity for customers amid the economic slowdown.

BBL, the country’s largest lender by total assets, reported a total loan portfolio of 2.61 trillion baht as of September 2025, representing a 3.9% decline from the previous quarter and 3.2% year-to-date.

Meanwhile, the bank's net interest income (NII) dropped to 30.7 billion baht in the third quarter, down 3% quarter-on-quarter and 7.8% year-on-year.

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