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ADVICE TO MASTER THE ART OF SPENDING

Kiplinger's Personal Finance

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October 2025

An understanding of the psychology that drives what we buy and why can lead to smarter money decisions.

- EMMA PATCH

ADVICE TO MASTER THE ART OF SPENDING

The title of your new book is The Art of Spending. How is spending money an art?

It's an art because it's not a science. I wish I could say, here's how everybody should spend but I don't think a formula for how everyone should spend exists. The spending that works for me and makes me happy might be wrong for you, and vice versa. Some people might find that disappointing, that I'm basically giving an overview of the psychology of spending money. But you have to figure it out for yourself, because I don't know you or your life experiences. I'm still trying to figure all this out for myself, too.

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