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Homebuilding & Renovating

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October 2025

Whether you're planning a self-build, overseeing a custom home or managing a small development, insurance should be a core part of your planning from the start of the project-

SAFE AS HOUSES

To guide you through the insurance process, here are answers to some of the most frequently asked questions around new-build insurance, also known as site insurance.

WHAT IS NEW-BUILD INSURANCE?

This is a specialist policy designed to protect your project while it's under construction. Unlike standard home insurance, site insurance accounts for the specific risks of building a property from scratch. No matter how you build, whether traditional brick-and-block, timber frame, modular or eco-friendly, site insurance is essential to protect your investment, materials, site and liabilities during the construction phase.

DO I NEED SITE INSURANCE FOR A NEW BUILD?

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