Usage-Based or Telematics Car Insurance in India

"Whether car or motor insurance, telematics is often referred to as usage-based insurance. With the introduction of telematics solutions, the insurance industry in India is going to witness a transformation in motor insurance. Our endeavor is to improve customer service & give customers the flexibility to choose their insurance premium based on their driving behaviour using telematics." 

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Telematics insurance is an insurance where a device is fixed in the vehicle and the data is taken from the vehicle. The data which is generated contains various elements such as the distance traveled by a car, the pattern or in other words the daily route which is followed, and also driving parameters such as -the driving behaviors of drivers (Rough Driving, Soft Driving, Rash Driving, etc.). Further to these fast acceleration, hard braking, cornering, and airbag deployment are tracked by the device.