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Safety Perspectives - The Greatest Happiness of Greatest Number

THE INSURANCE TIMES

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November 2025

The salvage dealer has many things to pay for, many expenses such as transportation, electricity, rent, employee salaries, machinery, and more. Hence, the salvage dealer would certainly offer a daily prayer: 'Dear God, please bless me with at least 50 salvage cases today and every day'. He wants 50 accident cases every day! There is no harm in his prayer. It is perfectly logical on his part to pray.

- By Dr K. Rajagopal Reddy PhD, FIII, FCII (UK), FLMI (US), FT Chartered Insurance Practitioner Topspot Insurance Broking Pvt. Ltd.

Safety Perspectives - The Greatest Happiness of Greatest Number

This morning, I was exploring the possibility of becoming God. Can I become God? Why not become the God? What is wrong if I were to become the God? The desire to become God is not a disease but is God complex, a psychological state characterized by sense of superiority and an exaggerated self-image, linked to narcissistic personality disorder (NPD). I do not find anything that can deter me from becoming Him. Hence, I am the God! I am Him! This talk of God in an insurance article is crazy! Read on, you will find it otherwise. Then I realized that, since I am God, I must try to understand and look into the minds of the people who are concerned with the insurance, safety and patent.

The Salvage Dealer's Perspective:

The first person / entity that comes to my mind are the salvage companies or the salvage dealers. Usually, insurance companies select a salvage dealer based on a strict tendering process. For instance, let us consider one "Truthful Insurance Company" in Telangana state. All accident vehicles within the state of Telangana will automatically be given to the salvage dealer who is approved in the tendering process or who is awarded the tender. The highest bidder in the tender will obviously be awarded the contract. The tender could be annual or for more period i.e., two or five years! It is between those two parties.

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