How to choose a Health Insurance Plan that fits your evolving needs

When you are single, you might focus on plans with basic coverage and low premiums. As you get married, look for family floater plans that cover your spouse. When you have children, ensure the plan covers pediatric care, vaccinations, and other child-specific healthcare needs.

- Priya Deshmukh

A recent report by Apollo Hospitals, one of India's leading healthcare groups, paints a concerning picture of the nation's health.

Released in April, the report dubbed India the "cancer capital of the world," highlighting a worrying rise in cancer cases and other non-communicable diseases. The findings are stark: one in three Indians is pre-diabetic, two in three are pre-hypertensive, and one in ten battles depression. Chronic conditions such as cancer, diabetes, hypertension, cardiovascular diseases, and mental health disorders have become alarmingly common, reaching what the report calls "critical levels."

This isn't an attempt to incite fear, but rather a stark reminder of our current reality.

It underscores the urgent need for comprehensive health measures and plans to address and manage these growing health challenges.

Selecting a health insurance plan isn't just a good financial choice - it's what you need, to be able to live with peace of mind, especially when health concerns hit you!

Understanding Your Health Insurance Needs

First, it's important to understand your health insurance needs. Start by assessing your current health and medical history to identify immediate coverage requirements. Consider potential future health issues based on your family medical history and lifestyle choices. For example, if there is a history of diabetes or heart disease in your family, you might want a plan that covers these conditions extensively.

Your health insurance needs also change with different life stages!