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WHAT’S YOUR NEXT MOVE? After a nine-year bull market in stocks, it’s time to think about the next bear market. Some strategic adjustments now can cut the risk in your portfolio and keep it aligned with your goals. HOW TO NAVIGATE EMERGING MARKETS Rising interest rates and a stronger dollar have been tough on emerging-markets stocks. But if you are patient and can ride out the ups and downs, this could be a good buying opportunity. SPECIAL REPORT PICK A BETTER HEALTH INSURANCE POLICY Whether you get your health insurance from your employer or on your own, our strategies can help you get the best coverage at the best price.

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