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In this issue

Dear Readers, It is obvious that SMEs are a catalyst boosting the Indian economy. The Budget 2018 is just out and it has some promising reforms to the Small and Medium Enterprises Sector. Entrepreneurs will be happy to know that there is a proposal for tax reduction for enterprises with a turnover up to INR 250 crores. MSMEs are one of the largest sectors providing job creation and therefore the budget has concentrated on providing cheaper loans and improving the ease of doing business. With this, it will not be surprising to see more and more people venturing into the SME sector. We will see a rise in the number of women entrepreneurs in the same as well. In this issue, we discuss the how women can make use of the different banking schemes available in the country to accelerate their business. We will also get an insight into risk management, marketing strategies and the role of credit rating in SMEs. The issue also speaks about venturing into agricultural SMEs, micro financing, the latest developments in retail payment and a breakdown of the Budget 2018 for SMEs. You’ll enjoy reading the interesting mix of tips to drive business to the right financial track and how soft skills in your business communication strategy can add to the bottom line of it. In addition, you will get to read many more aspects of SME Banking and Finance which includes retail banking, saving on overhead costs etc. Here’s looking forward to what we think will be a great fiscal year ahead! Happy reading!

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