Undefined
BANKING FINANCE
Is digital future defined by credit scores
When you start any loan application online - whether through NetBanking or a fintech app, the first message you see is: \"We will fetch your credit bureau report.\" Have you wondered how many people in India actually have a bureau score? And is someone's repayment capacity really defined by just that number? What if you don't have a score at all?
3 min |
November 2025
BANKING FINANCE
Reserve Bank News
RBI urges banks to cut retail service charges, targets low-income impact
7 min |
November 2025
BANKING FINANCE
Banking News
HDFC Bank arm barred from onboarding clients in Dubai
7 min |
November 2025
BANKING FINANCE
Co-Operative Bank News
RBI imposes Rs. 3.5 crore penalty on 5 cooperative banks for regulatory violations
2 min |
November 2025
BANKING FINANCE
From Branches to Bytes: Understanding the Neo banking Transformation
Unlike traditional banks, which rely on a physical infrastructure, neo banks provide services typical of banks such as payments, savings, loans, and investments, primarily through mobile applications and internet interface, and with much lower overhead.
5 min |
October 2025
BANKING FINANCE
EDB-India Exim Bank Webinar Highlights Natural Synergy and Trade Finance Potential in India-Central Asia Economic Cooperation
In a significant step towards enhancing regional economic integration, the Eurasian Development Bank (EDB) and the Export-Import Bank of India (India Exim Bank) co-hosted a webinar on September 10, 2025, marking the first collaborative initiative between the two institutions. This strategic engagement aims to deepen economic and financial ties between India and the Central Asian region, focusing on promoting greater cooperation in trade, investment, and development finance.
1 min |
October 2025
BANKING FINANCE
Legal News
Hindu marriage valid even if not registered: Allahabad HC
5 min |
October 2025
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025
4 min |
October 2025
BANKING FINANCE
Emergence of CBDCs in the Global Financial Market
A fully functional CBDC has never been implemented anywhere, partly because of technological handicaps. Hence, given the absence of empirical data, it is difficult to estimate the true costs associated with such a transition. Gauging the efficacy of monetary policy under such conditions is another big challenge.
10+ min |
October 2025
BANKING FINANCE
The Neo-Banking Revolution: How Fintech Innovations are Redefining the Traditional Banking Landscape
Neo-banks are digital-only banking institutions that provide a wide range of financial services, from basic checking and savings accounts to loans and investment products, entirely online or through mobile apps. They typically operate without physical branches, relying on technology to deliver a seamless and personalized customer experience.
5 min |
October 2025
BANKING FINANCE
Industry News
FASTag annual pass crosses 5 lakh users in four days
6 min |
October 2025
BANKING FINANCE
National Single Window System (NSWS): Transforming India's Business Ecosystem
The NSWS is an integrated, centralized digital platform that allows businesses to apply for various licenses, approvals, and registrations required to start and operate a business in India. It brings together ministries, state governments, and regulatory agencies under one roof, eliminating the need for businesses to navigate multiple portals.
6 min |
October 2025
BANKING FINANCE
IDFC FIRST Bank Enables GST Payments for Customers and NonCustomers
IDFC FIRST Bank is pleased to announce the facility to pay GST for both its customers as well as non-customers
1 min |
October 2025
BANKING FINANCE
HDFC Bank Backs Indigenous Solutions, Invests in Quantum Cybersecurity Start-up, QNu Labs
HDFC Bank, India’s leading private sector bank, announced an investment in QNu Labs, a pioneer in full-stack end-to-end quantum-safe cybersecurity platform. This initiative gives a fillip to QNu’s commitment to pursuing quantum safety and strengthening India's digital sovereignty through indigenous innovation.
1 min |
October 2025
BANKING FINANCE
Banking News
Rajiv Ranjan appointed VP and CRO of New Development Bank
5 min |
October 2025
BANKING FINANCE
GST Council clears 2 slabs of 5% & 18%, sin goods tax at 40%
The GST Council approved a dual tax structure of 5 per cent and 18 per cent, removing the slabs of 12 per cent and 28 per cent.
2 min |
October 2025
BANKING FINANCE
Gross Savings, Less Taxing
The move to cut GST on a host of regular household staples ahead of the festive season is expected to lift consumption which had just begun to show some initial signs of recovery after several sluggish quarters. Companies expect demand for products ranging from soaps, shampoos and hair oils to namkeen to get a boost.
2 min |
October 2025
BANKING FINANCE
ICICI Bank's 'Festive Bonanza' returns with blockbuster deals across top brands
ICICI Bank’s annual 'Festive Bonanza’ is back with lots of attractive deals on big brands across online shopping, mobiles, electronics, fashion, travel, grocery, quick commerce, furniture, and dining categories. With discounts/ cashback of up to ?50,000, the Bank’s customers can access these offers by using their credit/debit cards, internet banking, cardless EMI and consumer finance. Additionally, they can opt for no-cost EMI by using their credit/debit cards.
1 min |
October 2025
BANKING FINANCE
Building Resilient Banks through Security Frameworks like NIST, ITIL, COBIT in Banking
These frameworks provide structured approaches to managing risks, strengthening governance, ensuring compliance, and embedding resilience in day-to-day operations. This article explores the importance of such frameworks in the banking sector, their unique contributions, and how they complement each other in creating a holistic security posture.
6 min |
October 2025
BANKING FINANCE
Need to revive dormant bank accounts
Rising dormant accounts pose a concern.
2 min |
October 2025
BANKING FINANCE
Co-Operative Bank News
Ex-CEO of Ahmedabad Cooperative Bank arrested in ?64 crore loan fraud
2 min |
October 2025
BANKING FINANCE
Mutual Fund News
Urban Company IPO subscribed 104x, highest in 2025
4 min |
October 2025
BANKING FINANCE
Reserve Bank News
Banks free to set minimum balance rules, says RBI Governor Malhotra
4 min |
October 2025
BANKING FINANCE
India's Green Leap: Pathways to Resilient Growth
India's renewable energy capacity has witnessed remarkable growth, expanding five-fold from 24 GW in 2014-15 to 136 GW in 2024-25. Non-fossil fuel sources now account for 45% of the total energy mix, a significant leap from just 29% a decade ago.
6 min |
October 2025
BANKING FINANCE
Banking on Data: A Comprehensive Guide to Data Analytics
Data analytics is the systematic process of examining large and varied data sets to uncover hidden patterns, correlations, market trends, customer preferences, and other actionable insights. It involves the use of statistical techniques, algorithms, and technologies to transform raw data into meaningful information that supports decision-making and strategic planning.
9 min |
October 2025
BANKING FINANCE
Masters of One or Jacks of All _ Creating a Strong Leadership Pipeline in Banks
Neuroadaptive AI wasn't just listening. It was watching. It was interpreting micro-signals, subtle hesitations, unspoken doubts, and stress markers invisible to even the best human coach, and adjusting the learning journey accordingly. It wasn't just feedback. It was a mirror. And for many in that room, it was the first honest one they'd looked into in a while.
4 min |
September 2025
BANKING FINANCE
India's GIG Economy: "The Rise of Freelance India"
India's digital revolution-driven by cheap data, widespread smartphone use, and expanding broadband-has laid the foundation for the gig economy. Platforms like Swiggy, Ola, and Urban Company use real-time tech to match workers with demand instantly, enabling flexible and accessible work opportunities.
8 min |
September 2025
BANKING FINANCE
Exim Bank's study highlights the immense opportunities for increasing bilateral economic cooperation between India and Brazil
Exim Bank’s recent research publication titled “Strengthening India-Brazil Economic Relations through Sustainable Cooperation”, was released at the hands of Shri Hansraj Singh Verma, Consul General of India in São Paulo and Ms. Harsha Bangari, Managing Director, Export-Import Bank of India, on July 10, 2025, at Exim Bank’s newly opened Representative Office in São Paulo, Brazil.
1 min |
September 2025
BANKING FINANCE
Axis Bank introduces industry-first'Lock FD' feature to safeguard term deposits against digital frauds
Axis Bank, one of the largest private sector banks in India, today announced the launch of an industry-first feature - ‘Lock FD’, designed to protect customers’ term deposits from rising digital frauds.
1 min |
September 2025
BANKING FINANCE
Legal News
RBI Mandates Domain Migration to \".IN\" for Financial Institutions
2 min |