Zero-Touch Onboarding: Fully digital account opening for frictionless HR and operations workflows

As businesses scale and expand across Luzon, Visayas, and Mindanao, the need for faster and more efficient processes becomes crucial.

- BY JASMINE TUAÑO

Every new branch needs a fully operational team. Every warehouse requires workers on deck. Every gig worker or partner rider counts on payouts to arrive when promised. Maintaining a steady momentum in growth becomes essential for continued progress.

Behind this acceleration are human resources and operations teams managing the essential steps before work even begins, including ensuring every employee has a bank account ready for their salary. For years, this simple requirement created delays as HR gathered documents one by one, coordinated with banks and waited for approvals. When delays happen, payroll cutoffs are missed and employees who were ready to begin work find themselves waiting and worrying.

Digital transformation promised relief and progress arrived. There was a shift when UnionBank launched ePaycard Digital Account Opening known as eDAO in 2021. Account setup moved online, the queues shortened, and paperwork eliminated. It paved the way for even smarter solutions built for the speed of modern enterprise.

The next leap forward in onboarding

UnionBank introduces Zero-Touch Onboarding, the Philippines' first fully digital payroll account opening solution with zero manual processes.

What sets it apart: