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For NRIs, home is where quality health cover exists

Financial Express Mumbai

|

June 29, 2026

TO ENCOURAGE EXPATRIATE Indians to avail healthcare services in India, insurers are offering health insurance plans tailored specifically for them.

- AMARNATH SAXENA

These plans include comprehensive coverage, similar to what is available to residents in India.

Several insurers now offer explicit non-resident Indian (NRI) / overseas citizenship of India (OCI) discounts of 10%-40% if there is no claim history and required documentation such as NRE payment and NRI declaration are done. For NRIs and OCIs visiting India, such policies enable access to treatment in the country with insurance support for a range of medical needs, including hospitalisation, surgeries, and outpatient care during their stay.

Treatment coverage

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