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Gold loans pip personal loans in retail segment

Business Standard

|

February 26, 2026

Gold loans have overtaken personal loans to emerge as the second-largest retail loan segment after housing at the end of the December quarter (Q3FY26).

- SUBRATA PANDA

Gold loans pip personal loans in retail segment

AsofDecember 2025, the gold loan portfolio stood at %16.2 trillion, marginally higher than personal loans at %15.9 trillion.

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