Smart Wealth Architect

Ajinkya Kulkarni grew up around conversations of business, risk, and patience.

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His father was an entrepreneur, and for a brief period, Ajinkya worked alongside him. The experience was instructive, but not fulfilling. “I realised early that learning from a family business is different from building something of your own,” shared Kulkarni, Co-founder and CEO of Wint Wealth. That clarity guided him toward charting an independent path, shaped by observation but driven by personal conviction.

After completing Mechanical Engineering from IIT Gandhinagar, Kulkarni stepped into the world of lending and financial services. “Over the next six years, I worked across underwriting, credit marketplaces, and product design, gaining a close view of how money actually flows in India,” he added.