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‘Small personal loans under stress'
The Morning Standard
|September 19, 2024
STATE Bank chairman CS Setty on Wednesday said some risk is being built in small-ticket and unsecured loans.
It is not so big and widespread that there is a systemic risk arising from it because most of these delinquencies are coming in from new-to-credit customers, he added.
"We have seen small-value loans have problems, say personal loans in the ₹15,000 to 1 lakh. This is because of the large number of new-to-credit customers accessing the market," Setty said, highlighting that these issues have not reached the level that the industry needs to worry about as it is not in a proportion that "we need to be worried over now".
Dit verhaal komt uit de September 19, 2024-editie van The Morning Standard.
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