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Does insurance cover bariatric surgery, weight-loss injections?
Mint Mumbai
|July 18, 2025
Obesity is no longer seen as a cosmetic issue—it's a chronic lifestyle disease linked to diabetes, hypertension, sleep apnea, and infertility.
Obesity is no longer seen as a cosmetic issue—it's a chronic lifestyle disease linked to diabetes, hypertension, sleep apnea, and infertility. The Indian insurance industry has begun to recognize this shift. However, coverage still varies across types of treatment—bariatric surgery versus injections.
The Insurance Regulatory and Development Authority of India (IRDAI) issued a landmark circular in October 2020 that made it mandatory for all health insurers to include coverage for medically necessary bariatric surgery under certain conditions.
As per the guidelines: "Bariatric surgery shall not be excluded when it is medically necessary and prescribed by a medical practitioner for treatment of obesity and co-morbid conditions."
The conditions include:
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