Investment
Investors India
Silver ETFs Rally: Can the Shine Last for Retail Investors?
Silver has been one of the strongest performing assets of 2025.
2 min |
October 2025
Investors India
All That Glitters, Is Now Gold!
17th September was very important for Gold. Why? It was the Fed policy, that gave markets exactly what they wanted. Markets had already priced in 25bps of rate cuts from the Fed and this probably explained why both US equity markets and Gold barely witnessed a reaction post a dovish Fed policy. The Fed policy indicated two more rate cuts for 2025 and four more into 2026. And this, for now, tells us that Gold has probably entered its fifth phase of price appreciation. However, one must remember that macros are very dynamic, and markets are constantly reevaluating their thesis with every macro data release. Therefore, any change in the Fed views or any strong risk-on moves in equities could, over the course, have some moderating impact on gold appreciation.
2 min |
October 2025
Investors India
Invest In REITs If You Need Regular Income
Real estate investment trusts (REITs) are currently in the news as the Securities and Exchange Board of India (Sebi) Sebi has reclassified them from hybrid to equity instruments.
3 min |
October 2025
Investors India
Diversification Made Simple: Multi-Asset Allocation Funds and Why UTI's Fund Stands Out
In today's uncertain economic landscape, shaped by fluctuating interest rates, geopolitical uncertainties, and volatile equities, investors seek strategies that balance growth with stability. Multi-asset allocation mutual funds offer a practical solution, providing diversified exposure to equities, debt, commodities like gold, and alternative investments such as REITs or InvITs through a single portfolio. By doing so, they aim to deliver more stable, risk-adjusted returns over the long term, making them increasingly popular. The appeal of this category is evident: assets under management have surged from just ₹10,612 crore in March 2020 to ₹1.42 lakh crore as of August 2025.
5 min |
October 2025
Investors India
Mutual Fund
1. Nil capital gains tax on transmission of securities to legal heir:
3 min |
October 2025
Investors India
Insurance News
All individual life and health policies are now exempted from GST:
1 min |
October 2025
Investors India
Make Success Your Life's Mantra
The only thing required is to make our thoughts pure and positive. Set goals in your life, only then will God help you. Without setting a goal for oneself, one cannot succeed in life.
5 min |
October 2025
Investors India
ASK THE EXPERT
Q. I am planning to secure my family members by taking a suitable Life Insurance Policy. My age is 40 years and I have two children aged 9 and 11 besides my wife who is homemaker. My current annual income is Rs. 30 Lakhs. Your local Chandigarh office is recommending me to consider TULIP. Please guide me properly. Ravinder Jeet Singh, Chandigarh
4 min |
October 2025
Investors India
"Combining well-designed mutual funds with insurance, pensions, and structured loans is far more effective than chasing performance alone"
Being financially happy is easy. Wanting to be financially happier is difficult
5 min |
October 2025
Investors India
RBI Holds Rates, Unleashes Reforms To Unlock Credit And Growth
The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.5% following its three-day Monetary Policy Committee (MPC) meeting chaired by Governor Sanjay Malhotra. While the decision to maintain the status quo on interest rates reflects a cautious approach amid evolving inflation dynamics, the real headline lies in a series of structural and credit-related reforms aimed at making India's financial ecosystem more agile and growth-friendly. In an effort to boost exports and simplify foreign exchange processes, the RBI has extended the repatriation period for foreign currency held in IFSC units from one month to three months and lengthened the payment window for merchanting trade from four to six months.
1 min |
October 2025
Investors India
How Unit-Linked Insurance Plans Protect Your Family and Build Wealth for Goals
A Unit Linked Insurance Plan (ULIP) integrates life insurance and investment, providing both financial protection and wealth creation.
5 min |
October 2025
Investors India
How Life Insurance Plans Can Help Secure Your Children's Financial Goals
Most parents’ top priority is to save for their children.
3 min |
October 2025
Investors India
The Conglomerate Code: Building Legacy Through Diversification
Across the globe, conglomerates have long played a pivotal role in shaping national economies - manifesting in diverse forms shaped by their historical contexts and business culture.
5 min |
September 2025
Investors India
Simplicity works!
All of us have questions around the investment landscape. It can often feel overwhelming.
2 min |
September 2025
Investors India
Why skipping health insurance can cost you more than you think
Purchasing health insurance is crucial for effective financial planning, but many people overlook it due to common misconceptions. Medical emergencies can occur anytime, anywhere, and it’s essential to be prepared to cover rising hospital costs before damaging your investment portfolio. Avoid taking chances when insuring against medical needs. Here are five myths that may deter you from making an informed decision about health insurance.
5 min |
September 2025
Investors India
Mutual Fund
1. Investment advisors gets nod to use liquid and overnight funds
1 min |
September 2025
Investors India
Insurance News
1. SEBI proposes increasing anchor reservation for insurers and pension funds
1 min |
September 2025
Investors India
Should You Invest in A Fund-Of-Funds?
In recent times, mutual fund houses have been launching a large number of fund-of-funds (FoFs). Let us try to understand what FoFs are, and whether you should consider investing in them.
3 min |
September 2025
Investors India
India outperforms every forecast; GDP grows 7.8% in Q1 FY26
India's real GDP surged to a five-quarter high of 7.8% in the April-June quarter of the 2025-26 financial year, propelled by strong domestic demand and robust private consumption. This performance reinforces India's position as the world's fastest-growing major economy, well ahead of peers like China and the United States, the latter having registered a growth rate of 3.3% in the same period.
1 min |
September 2025
Investors India
The Miracle Within You!
Do you know how wonderful you are? There are trillions of cells in a human being; within each cell lie factories to manufacture proteins, power plants to generate energy, intricate transportation systems for molecules, and a network for communication.
8 min |
September 2025
Investors India
Sips In Mutual Funds: Your Path to Buying A Home
If you want to save money to own a home, mutual funds can come in handy. After all, one of the most significant long-term ambitions for most of us is to own a piece of real estate that we can call home. In financial terms, a home is also an asset with substantial worth. You, too, may establish such an asset with careful preparation and allocation of your funds. Mutual funds are seen as playing a critical role in the home-buying process. The systematic investment plan (SIP) method of investing in mutual funds is useful in realizing the desire of owning a property.
2 min |
September 2025
Investors India
Introduction to Family Office!!
Did you know that family offices are not just for the ultra-rich? In fact, according to recent statistics, there has been a significant rise in the number of single-family offices catering to the financial needs of wealthy individuals, hedge funds, and businesses.
5 min |
September 2025
Investors India
Understanding megatrends and their role in stock selection for mutual funds
In the world of investing, ‘megatrends’ are big, long-term shifts that can shape economies and industries.
3 min |
September 2025
Investors India
ASK THE EXPERT
FINANCIAL PLANNING
3 min |
September 2025
Investors India
Why I Chose to Retire at 55 and What It Taught Me About Life and Money
Retirement, for many, is a destination—a financial milestone marked by corpus targets, withdrawal strategies, and asset allocation. For me, it became something deeper: a conscious life design, an emotional anchor, and a reflection of the partnership I share with my wife. As I step down from my role at PGIM India AMC this August 31, 2025, I find myself reflecting not just on the numbers that made this decision possible—but on the clarity, collaboration, and commitment that shaped it.
3 min |
September 2025
Investors India
How might India's consumption recovery look like?
India is not an island.
4 min |
August 2025
Investors India
Start Early, Retire Wealthy: The benefits of early retirement planning
Everyone, especially youngsters, should consider saving for retirement.
3 min |
August 2025
Investors India
Secure your biggest investments with personal accident, car and home insurance policies
Most people value owning a home, and we put a lot of effort into keeping it secure.
5 min |
August 2025
Investors India
Concept of IDCW in Mutual Funds !!
Mutual Funds broadly offer investors two options when investing in a scheme viz. Growth option and IDCW option. For novice investors it can be confusing to decide between the two options. In this article, find out what is IDCW in mutual funds and whether it makes sense to opt for it.
3 min |
August 2025
Investors India
Momentum. Quality. Value. Decoded: Inside India's New Breed of Quant Mutual Funds
India's mutual fund industry is undergoing a transformation. Beyond the familiar world of stock picking and fund manager discretion, a new method of investing is gaining traction: quantitative factor investing. This approach is rooted in data science, academic research, and behavioral finance.
2 min |