Business
Outlook Money
Can AI Help You Navigate The ITR Filing Maze?
AI is streamlining the tax filing process, providing personalised recommendations and automated document classification, but it has its limitations. Too much reliance can lead to errors and even legal hassles
6 min |
September 2025
Outlook Money
What Gen Z Should Ask Before Using AI
Gen Z is exploring AI tools, reels and other material alongside traditional advisors and textbooks, but they need to take an informed approach
4 min |
September 2025
Outlook Money
Prompt Away AI Biases, Black Boxes
Relying on AI for inputs on your investing decisions may not be in your best interest, as chatbots typically tend to give response that are likely to be overly flattering and agreeable, and align with your existing biases
5 min |
September 2025
Outlook Money
Can Your Home Be Coded To Perfection?
AI is helping homebuyers navigate the process with the help of 3D models and virtual tours, but the human element in design, aesthetics, negotiation and decision-making remains paramount
5 min |
September 2025
Outlook Money
Is The Future Of Insurance Al-Driven?
The insurance industry has adopted AI in a big way and is relying on it for several backend processes from underwriting to claims processing. However, data privacy and biased recommendations remain a concern
4 min |
September 2025
Outlook Money
Trust N.R. Narayana Murthy? First Check If It's An AI Video
One of the dangers of AI is the advent of convincing deepfakes generated by morphing images, voice notes and videos that can hoodwink you into erroneously revealing financial details or making payment to scamsters
5 min |
September 2025
Outlook Money
What Is Generative AI?
Generative AI is a subset of AI that creates new content, such as text, images, audio, or videos. Unlike traditional AI, Gen AI mimics human intelligence to analyse data, identify patterns, and create new content. It is called generative because of its ability to “generate” human-like responses to prompts. On the other hand, traditional AI, focuses on automation.
2 min |
September 2025
Outlook Money
AI In Banking: From Tokens To Talkbots
After the big wave of digitalisation, banks are entering the age of Al, which is making banking not just convenient, but smart. With strong guardrails in place, the industry is ready for its next big technological leap
5 min |
September 2025
Outlook Money
'Investment Doesn't Always Need Extra Money. It's About Where You Deploy It'
KAILASH KULKARNI, CEO, HSBC AMC, in a conversation with Kundan Kishore, shares what he did with his first pay cheque, how his career changed his relationship with money and how he later realised that starting to save early can set you up for life. His advice to new professionals is to enjoy their first salary, but also start saving—however small the amount—and remain consistent with it.
4 min |
September 2025
Outlook Money
For Fund Managers, AI Help Is At Hand
Many fund houses are using AI to crunch data, while leaving decision-making with the fund manager. To keep matters safe, Sebi guidelines mandate data confidentiality and compliance, and to keep investors informed
6 min |
September 2025
Outlook Money
Risks, Costs, Inhibition: What Makes Seniors Wary Of AI
AI solutions can help senior citizens directly and indirectly, but India's hesitant elderly don't seem ready to embrace them yet
5 min |
September 2025
Outlook Money
The New Investing Playing Field
Traditionally, investment decisions were made only by the human mind, but there is a seismic change afoot. Advanced tech is doing to investment what it did to hockey and tennis
4 min |
September 2025
Outlook Money
The Dangers Of AI In Stock Markets
AI has made it easier for scammers to manipulate the market by way of spoofing, latency arbitrage or exploiting other vulnerabilities. But market participants are also relying on AI to fight AI and prevent and detect frauds
5 min |
September 2025
Outlook Money
AI Can Crunch The Numbers, But Only Humans Truly Care
AI in personal finance can be your on-demand explainer, number-cruncher, and budget tracker, freeing up time and mental space for the bigger picture. But when money decisions are tied to human behaviour, emotions, and long-term trade-offs, its role is best kept as a co-pilot to a human financial advisor
10+ min |
September 2025
Outlook Money
The Future Of Money
Not embracing Al can hold you back as the world explores new technological territories, so try you must but with a little or a lot of caution
2 min |
September 2025
Outlook Money
Let Al Analyse, And Expert Advise
AI can give you brutally honest answers related to your money based on facts. But our money decisions are also based on emotions which Al does not seem to understand
5 min |
September 2025
Outlook Money
Here's How To File a Complaint With RERA
For many people, buying a house often turns into a nightmare due F often turns a di to delay in possession, subpar construction, fraud by the builder, etc.
2 min |
August 2025
Outlook Money
Don't Lose Out To Loss Aversion
No one likes losing and will do anything to avoid it. When it comes to investing, losing hurts more and that leads us to situations that are not rational, such as holding on to losses in the hope of regaining our capital.
2 min |
August 2025
Outlook Money
Don't Let The FOMO Buzz Affect Your Investments
Most of us would have experienced the concept of fear of missing out (FOMO) at least once in our life. It could trigger when your neighbour buys a bigger car than you, your friends post pictures of holidays abroad or fancy eating places and the like.
2 min |
August 2025
Outlook Money
ITR Filing 2025: What Last-Minute Filers Must Keep In Mind
As the extended income-tax filing deadline of September 15 approaches, many last-minute filers are rushing to gather documents and avoid penalties. While the basic method of filing income tax returns (ITRS) stays the same, there are a few changes you should note when filing your returns for financial year 2024-25 (FY25) or assessment year 2025-26 (AY26). These include changes in ITR forms, revised Form 16 disclosures, and expanded reporting requirements for crypto assets and foreign income. For instance, deduction disclosures under Sections, such as 80C and 80D, have become more detailed. Also, the tax deducted at source (TDS) schedule has been updated and requires you to mention the exact section under which tax was deducted. It's important for taxpayers to pay closer attention this year.
5 min |
August 2025
Outlook Money
Sunk Cost Fallacy Can Drag You In Deeper
We usually spend our time and money on investments or items, with the unsaid expectation of reaping some benefit at the end.
2 min |
August 2025
Outlook Money
Biases That Hold Back Senior Citizens
Seniors are often plagued by biases when it comes to investment, relocation or other life goals. However, longer livespans, inflation, and physical and mental well-being could often necessitate a change in outlook
8 min |
August 2025
Outlook Money
Ditch Anchoring And Dial The Right Number
Imagine walking into a store of your choice to buy a shirt. You see a tag that says, \"MRP: 2,500 - Now available for *1,200.\" Suddenly, the *1,200 tag feels like a great deal even if *1,200 was your budget all along. Why? Because your brain just got anchored to *2,500.
1 min |
August 2025
Outlook Money
Dividends Vs Bonus Shares
When a public limited company earns profit, it can either reinvest that money back into the business or share a portion of it with its shareholders.
2 min |
August 2025
Outlook Money
Instant Gratification: Rein In Your Desires
The gap between desiring something and purchasing it has never been shorter than it is today.
2 min |
August 2025
Outlook Money
Recency Bias Can Hurt Your Portfolio
Have you ever noticed how an equity mutual fund delivering better returns over the last year suddenly gets all the attention even if it lagged behind for a few years before that?
2 min |
August 2025
Outlook Money
Financial Freedom: Dream Or Delusion?
The middle class faces a tough financial equation: rising fixed costs, stagnant income, and limited financial wiggle room. As a result, long-term goals—home ownership, entrepreneurship, retirement, education choices, treatment access— are being delayed, downsized, or abandoned. But financial discipline and managing expectations can go a long way in achieving financial freedom
7 min |
August 2025
Outlook Money
Replace Procrastination With Proactiveness
Understanding basic budgeting hacks and being mentally prepared to start your investing journey is sometimes not enough, because there lurks another part of yourself that can harm you—that's procrastination. It literally means the act of delaying a task.
3 min |
August 2025
Outlook Money
YOLO Could Leave You Broke For Worse
Giving in to instant gratification can ruin your budget and investments and can even land you in debt. Combine it with the concept of you only live once (YOLO), and the combination can become potent.
3 min |
August 2025
Outlook Money
Too Much Analysis Paralyses Decisions
The Internet is full of information. So, there is a plethora of investment and protection products and tens of reviews for each of these. While information is empowering, there is a flip side as well—it leads to analysis paralysis. This state is usually referred to as analysis paralysis, where too many choices and too much information lead to indecision or a bad choice.
3 min |