Business
Outlook Money
How Budget Touches Your Life
There are two perspectives on how does the Union Budget impact us. One is that as a citizen, macro developments are relevant for us, as macro percolates in some way to make a micro impact.
4 min |
February 2026
Outlook Money
SIP Returns Beat Bank FDs' Over Long Term
I am 22 years old and have just started working. I want to invI am 22 years old and have just started working.
2 min |
February 2026
Outlook Money
Thematic Investing Without The Hype
How to turn trends into portfolios using discipline valuation checks and sensible sizing for investors
2 min |
February 2026
Outlook Money
Stop Raiding Your Long Term SIP
Short term goals need stability long term goals need equity. Time is what changes risk
2 min |
February 2026
Outlook Money
SIP VS SIP + Buying Market Dips: A Reality Check
It's common to assume that buying during market dips can enhance returns. We ran numbers to see what happens if you invest in a plain SIP and compared it with scenarios when you topped up during market dips. The results will shock you
7 min |
February 2026
Outlook Money
India's Evolving Equity Markets And The Design Of Flexi Cap Funds
India's market leadership rotates between large, mid and small caps, and flexi cap funds are built to rotate with it.
2 min |
February 2026
Outlook Money
Base Expense Ratio
The Securities and Exchange Board of India (Sebi) has changed how mutual fund expenses are disclosed by introducing the base expense ratio (BER). Sebi approved the change on December 17, 2025, under the new Sebi (Mutual Funds) Regulations, 2026. Previously, investors kept a track of their mutual fund expenses through the total expense ratio (TER), which combined fund management fees with taxes and statutory charges, such as goods and services tax (GST) and securities transactions tax (STT). This made it difficult for investors to see what fund houses actually charged. In contrast, BER includes only the core expenses of running a mutual fund scheme, and statutory charges are disclosed separately.
2 min |
February 2026
Outlook Money
Top-Up Solution To Piling Claims
Base policies are proving to be inadequate because of rising medical costs and premiums. To ensure a large coverage at affordable rates, they need to be combined with a super top-up insurance that takes care of rising family claims
7 min |
February 2026
Outlook Money
Retirement Is Not About Slowing Down
At 63, Murli Sundrani doesn't come across as the typical retired gentleman. He treks, goes on world tours, is pursuing multiple courses, and is financially savvy, too
5 min |
February 2026
Outlook Money
'Ideal Retirement' Lasts Only A Couple Of Years, Says Riley Moynes
Retirement is not just about cavorting on the beach with a glass of wine, but also about coming to terms with loss and trauma, and then re-picking yourself to find a purpose, believes Riley Moynes, a former public educator and financial advisor and now TED speaker, podcaster and author of many books, including The Four Phases Of Retirement. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about the challenges seniors face as they stare at around 30 years of retirement years
8 min |
February 2026
Outlook Money
Consistent Across Market Cycles
Equity markets globally are going through volatility due changing trade dynamics, and other factors.
1 min |
February 2026
Outlook Money
WHAT BUDGET 2026 MEANS FOR YOU
The FM made small tweaks to ease the lives of the common people, but income tax slabs, deductions and other tax benefits remain the same. Here's how the changes will affect investors, taxpayers, consumers and seniors
7 min |
February 2026
Outlook Money
Don't Compare, Look Within
The issue is not that we consume more than our grandparents did, the issue is when we link our identity and self-worth to our lifestyle
4 min |
February 2026
Outlook Money
Business Cycle Funds Try To Time Regimes Not Stocks
Business cycle mutual funds aim to navigate volatility by changing exposures as macro conditions evolve
2 min |
February 2026
Outlook Money
Flexicaps Reduce The Cost Of Being Wrong
In uncertain macro periods, they can lean defensive without abandoning equities when conditions improve later
2 min |
February 2026
Outlook Money
Budget 2026: Simplifying Tax Law
Coupled with the implementation of the Income-tax Act, 2025, the proposals announced in Union Budget 2026 are expected to simplify tax laws and enhance overall ease of compliance by overcoming practical challenges
2 min |
February 2026
Outlook Money
Special Situation Investing Rewards Those Who Move Before Certainty
When clarity returns, re-ratings follow, leaving late buyers with less upside and more crowding risk
2 min |
February 2026
Outlook Money
Value Investors Do Not Buy Cheap They Buy Mispriced
The job is estimating intrinsic value then refusing to overpay even when markets are euphoric
2 min |
February 2026
Outlook Money
Founders' Full Circle: From Entry To Exit
While it's simpler to open a new business or a small venture in India, the shutdown process can be a nightmare. Simplifying the exit process is crucial to give an opportunity to failed founders to learn from their mistakes and try again. We give you a lowdown on how to open a start-up and how to close one should you lose interest or are unable to sustain it.
10+ min |
February 2026
Outlook Money
Don't Step Into The Equity SIP Illusion
SIPS are a powerful tool for wealth creation, but only if you do not give in to illusions such as SIPS always give double-digit returns
8 min |
January 2026
Outlook Money
The "Choose Your Fighter" Fund for a Rotating Market
They shift between large mid and small caps as valuations, cycle signals and risk change.
2 min |
January 2026
Outlook Money
IPO RUSH HOW TO STEER YOUR IPO JOURNEY
IPO boom is back with a bang. Amid the listing-day frenzy, the real question is whether investors are chasing momentum or backing fundamentals. We bust myths to give you real strategies
8 min |
January 2026
Outlook Money
Democratising Debt Investing
Online bond platform providers, which operate under Sebi regulations, have democratised retail access to bonds, but retail investors should understand the risks involved before buying
3 min |
January 2026
Outlook Money
Beyond Equity, Dynamic Asset Allocation is key to Emerging India
\"Long-term wealth preservation may be achieved not just by trying to earn the highest possible returns, but also by managing risk effectively.\"
2 min |
January 2026
Outlook Money
Why Traditional Portfolios Failed The 2025 Test?
2025 exposed a fragmented market where static diversification diluted gains and missed leadership shifts.
2 min |
January 2026
Outlook Money
Small Habits To Success
Good habits build you up, while bad habits pull you down. The one thing to ensure is that your habits are putting you on the path towards success. So, focus on your current trajectory
4 min |
January 2026
Outlook Money
Here's How To Add Or Change A Bank Nominee
From November 1, banks have allowed customers to name up to four nominees for accounts, deposits and lockers. Change or cancellation of a nominee must be acknowledged by the bank within three working days. Nominee details appear on passbooks, statements, and fixed deposit receipts.
1 min |
January 2026
Outlook Money
An IPO To Fund Growth Without Distraction
Keertana is choosing public capital early to scale profitably and reduce dependence on repeated private rounds
2 min |
January 2026
Outlook Money
Riding On Expansion In South
India Shelter Finance Corporation is one of the fastest-growing affordable housing finance companies (HFCs) in India, catering to home buyers in tier II and III cities and towns. It operates across 15 states and Union Territories (UTs) with major presence in Rajasthan, Maharashtra and Madhya Pradesh.
2 min |
January 2026
Outlook Money
Rotate Sectors With The Cycle Not The Noise
Track signals to spot recovery or slump then shift sector exposure before consensus catches up.
2 min |