Kiplinger's Personal Finance
WHAT SCIENCE REVEALS ABOUT MONEY AND A HAPPY RETIREMENT
Whether you're still planning or already retired, these research-based insights point the way to your best post-work life.
10+ min |
January 2026
Kiplinger's Personal Finance
WHAT TO KNOW ABOUT FLOOD INSURANCE
Even if your home is outside a high-risk area, you may want to purchase coverage.
2 min |
January 2026
Kiplinger's Personal Finance
WE'RE STILL BULLISH ON STOCKS
But now is the time for investors to pull in their horns and dial down risk.
10+ min |
January 2026
Kiplinger's Personal Finance
How the Biggest 401(k) Funds Stack Up
Our guide will help you choose well in your workplace retirement plan.
7 min |
January 2026
Kiplinger's Personal Finance
CREATE A FINANCIAL PLAN WITH THESE TOOLS
Online programs for do-it-yourselfers are better than ever-and they're affordable, too.
9 min |
January 2026
Kiplinger's Personal Finance
GIVING THE BULL THE BENEFIT OF THE DOUBT
KIPLINGER: What do you see ahead for financial markets in 2026? Do you have a target price for the S&P 500?
5 min |
January 2026
Kiplinger's Personal Finance
A GUIDE TO BUYING ART ONLINE
From virtual galleries to social media platforms, the internet offers plenty of places to shop for paintings, sculptures and other artwork without breaking the bank.
7 min |
January 2026
Kiplinger's Personal Finance
Distance Yourself From the Fed
BONDS behave in mysterious ways. Hence you might be curious why, after the Federal Reserve cut its key interest rate for the second time in as many months, Treasury yields did not fall but instead took off. Even the short-term T-note yields surged in the wake of the October 29 rate announcement. In two days, bond funds lost substantial net asset value; iShares 20+ Year Treasury Bond coughed up 1.5%, equivalent to a 750-point drop in the Dow Jones industrial average.
2 min |
January 2026
Kiplinger's Personal Finance
HELPING YOUNG PEOPLE GET GOING ON SAVING
WHEN longtime personal finance journalist Jonathan Clements—creator of the popular Wall Street Journal column “Getting Going”—received a terminal cancer diagnosis at age 61, his friends asked how they could honor him. Perhaps a journalism award in his name?
1 min |
January 2026
Kiplinger's Personal Finance
GET A HANDLE ON THE SOARING COST OF OWNING A CAR
Car ownership has gotten a lot more expensive. From January 2020 to August 2025, ownership costs surged by 41%, according to an index from Navy Federal Credit Union. That compares with a 25% climb in overall consumer prices over the same period, based on the consumer price index.
2 min |
January 2026
Kiplinger's Personal Finance
2026 MONEY CALENDAR
These key dates and tips will help you make the most of your money in the new year.
7 min |
January 2026
Kiplinger's Personal Finance
Downsizing Advice, Part II
My column on downsizing (see “Living in Retirement,” Oct.) struck a chord with readers. I heard from many who offered advice on successfully culling clutter.
2 min |
January 2026
Kiplinger's Personal Finance
My Retirement Learning Curve
THE NEW WORLD OF RETIREMENT
2 min |
January 2026
Kiplinger's Personal Finance
When Fair Doesn't Mean Equal
Here's how to leave different amounts to adult children without causing a family rift.
5 min |
January 2026
Kiplinger's Personal Finance
A Helping Hand for the Homeless
This nonprofit offers shelters, job programs, support in finding a home and more.
2 min |
January 2026
Kiplinger's Personal Finance
WHAT'S AHEAD FOR SOCIAL SECURITY
Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.
3 min |
December 2025
Kiplinger's Personal Finance
TO TIP OR NOT TO TIP?
If you're weary of widespread prompts to leave a gratuity, follow these guidelines on when it's customary—and when you can skip it.
3 min |
December 2025
Kiplinger's Personal Finance
Same Story, Different Year
WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.
2 min |
December 2025
Kiplinger's Personal Finance
A GUIDE TO LAUNCHING A SUCCESSFUL BUSINESS AFTER 50
Age can be an advantage for older entrepreneurs looking to extend their careers or supplement income in retirement.
10+ min |
December 2025
Kiplinger's Personal Finance
21 SMART MOVES TO MAKE BEFORE YEAR-END
These steps can help trim your tax bill, boost your savings, lower your health care costs and set you up for financial success in 2026.
10+ min |
December 2025
Kiplinger's Personal Finance
New Ways to Use 529 Funds
Tax-free withdrawals from these plans could help you sharpen your job skills.
2 min |
December 2025
Kiplinger's Personal Finance
Grab a Deal on a Winter Getaway
In the early months of the year, travel demand dips-and so do prices.
5 min |
December 2025
Kiplinger's Personal Finance
HOW TO GIVE BETTER HOLIDAY GIFTS (ACCORDING TO SCIENCE)
These strategies, backed by behavioral finance, can help you find presents that your loved ones will truly enjoy.
7 min |
December 2025
Kiplinger's Personal Finance
WHAT TO MAKE OF A HOT IPO MARKET
This year's crop of initial public offerings could be even dicier than usual because of a skew toward tech and crypto.
5 min |
December 2025
Kiplinger's Personal Finance
Will You Outlive Your Money?
To prepare for a long life span, retirees must address the need for long-term care.
2 min |
December 2025
Kiplinger's Personal Finance
WHEN HELPING MOM AND DAD HURTS YOUR WALLET
New research shows how assisting an aging parent with expenses can strain your own finances.
3 min |
December 2025
Kiplinger's Personal Finance
CHECKING IN ON THE KIPLINGER DIVIDEND 15
Our favorite dividend payers have had a good year on average, beating the market and yielding twice as much.
10+ min |
December 2025
Kiplinger's Personal Finance
8 DIVIDEND FUNDS TO CONSIDER NOW
Our picks deliver a diversified portfolio of dividend stocks.
6 min |
December 2025
Kiplinger's Personal Finance
Bullish on Trillion-Dollar Stocks
Eight of the nine Trillion Dollar Club members are tech stocks. For the ninth, Berkshire Hathaway, Apple is one-fifth of assets.
5 min |
December 2025
Kiplinger's Personal Finance
Take Control of Your Finances
RECENTLY I was stopped in my tracks by a newspaper column headlined “I Was Terrible at Money. My Daughter Should Learn From My Mistakes.” The young woman columnist went on to say her own mother had taught her that it was “vulgar to talk or even really think about money.” As a result, she laments, “I am somehow terrified of anything to do with finances.” And she “sometimes worries about passing along these extraordinarily unhelpful attitudes to my own children.”
2 min |