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Banking Frontiers

Banking Frontiers

Younger generations lead U.S. savings growth in 2025: Santander Bank Survey

A new survey from Santander Bank reveals that younger Americans, particularly Gen Z, are outpacing older generations in growing their savings this year.

1 min  |

September 2025
Banking Frontiers

Banking Frontiers

Citi, Ant International pilot Al-powered payment solutions for the airline industry

Citi and Ant International announced today that they are piloting the use of Ant International's Falcon Time-Series Transformer (TST) Model to deliver an enhanced FX risk management solution for their customers.

2 min  |

August 2025
Banking Frontiers

Banking Frontiers

A universal connector for Al systems

Model Context Protocol is now a key tool to connect Al systems to data bases to retrieve most relevant information:

4 min  |

August 2025
Banking Frontiers

Banking Frontiers

Glimpses of Organic Leadership

Alok Rungta, MD & CEO, Future Generali India Life Insurance:

3 min  |

August 2025
Banking Frontiers

Banking Frontiers

The DNA of Mr. Simple: AI, API & NLP

What does a bot offer? What technologies does it leverage? Hemant Kumar, Chief Digital and Distribution Officer shares about Tata Asset Management’s WhatsApp bot:

1 min  |

August 2025
Banking Frontiers

Banking Frontiers

Empowering Women, Farmers, Merchants, HNIs, NRIs & more

Question: Which products and customer segments are most engaged with the phygital ecosystem of the bank?

2 min  |

August 2025
Banking Frontiers

Banking Frontiers

CTOs: THE Journey & THE Vision

A Chief Technology Officer (CTO) holds an exalted position in any BFSI company today. The role faces towering responsibilities and abundant opportunities. If you want to know what makes a CTO and what they envision as their own future, check out the stories and perspectives of 5 CTOs here: Anshuman Das, MD & CTO, JM Financial Services Ashwin Sekar, Chief Product & Technology Officer, InCred Kinjal Shah, CTO, Yes Securities Samir Kumar Mohanty, Chief Technology & Digital Transformation Officer, Avanse Financial Services and Sudheer Prabhu, CIO & CTO, Cim Finance:

10+ min  |

August 2025
Banking Frontiers

Banking Frontiers

Twin Goals: Driving Loan Enquiries & Social Outcomes

In an era of hyper communications and shrinking attention, marketing communications faces rising challenges. Ankit Chothani, Head – Marketing & Corporate Communications dives deep into how UGRO Capital is pushing ahead:

6 min  |

August 2025
Banking Frontiers

Banking Frontiers

Banking practices an obstacle for Singapore Fintechs

A recent study by Fintech Nation blames unhealthy banking practices in allowing access to APIs in the growth of small fintechs in Singapore:

4 min  |

August 2025
Banking Frontiers

Banking Frontiers

Jio Financial Services and Allianz to form 50:50 reinsurance joint venture

Jio Financial Services Limited (JFSL) and Allianz Group (Allianz), through its wholly-owned subsidiary Allianz Europe B.V., have entered into a binding agreement to form a 50:50 domestic reinsurance joint venture to serve the dynamic and high-growth insurance market in India.

1 min  |

August 2025
Banking Frontiers

Banking Frontiers

Technologies that Transform Lending Business

Nirav Choksi, CEO, Co-Founder, CredAble elucidates the company's progress on various dimensions:

5 min  |

August 2025
Banking Frontiers

Banking Frontiers

From Ratios to Realities: CFO Rethink

Pankaj Gupta, Chief Financial Officer, Pramerica Life Insurance suggests how CFOs can find better information, think better and make better recommendations:

3 min  |

August 2025
Banking Frontiers

Banking Frontiers

Thailand: Virtual Banks building Digital Momentum

In Thailand, virtual banks are ahead of the mainstream banks in digital transformation:

3 min  |

August 2025
Banking Frontiers

Banking Frontiers

Phygital Pushes Presence, Promotes Progress

Question: What is the number of phygital touchpoints of the bank - branches, ATMs, kiosks, eLobbies, mobile vans and others? What is the expansion plan for the next 12 months?

2 min  |

August 2025
Banking Frontiers

Banking Frontiers

Tech footprints step-up MSME lending

Can tech and AI can do wonders even when data is scarce? Radian Finserv founder Sumit Sharma is doing it....find out how:

3 min  |

August 2025
Banking Frontiers

Banking Frontiers

Brains, Bots & Balance - The New CFO Equation

Today's CFOs blend finance, tech, and human insight. Nitin Shah, Group CFO, WhiteOak Capital, shows how:

3 min  |

August 2025

Banking Frontiers

Reimagining MFI: Financially Inclusive Trends & Outreach

Infomerics Valuation and Rating has come out with an outlook report on microfinance sectors, giving an insightful view of status, outreach, rising stress, analytics of usage versus access metrics, crisis and resilience in India's microfinance sector, stakeholder engagement and policy alignment for inclusive financial strategies, industry risks and way forward.

3 min  |

August 2025
Banking Frontiers

Banking Frontiers

Bandhan Bank opens 18 new branches across four states

Bandhan Bank has opened 18 new branches across four states in the country.

1 min  |

August 2025

Banking Frontiers

Ambit Finvest partner with DCB Bank for Co-lending to MSMEs

Ambit Finvest, the NBFC arm of the Ambit Group, has announced entering into a co-lending partnership with DCB Bank to provide loans to MSMEs.

1 min  |

August 2025
Banking Frontiers

Banking Frontiers

Predict, Prevent, Protect: The BAGIC Blueprint

KV Dipu, Sr. President - Operations & Customer Service, elucidates the thought leadership that is driving Bajaj Allianz General Insurance Company forward:

6 min  |

August 2025
Banking Frontiers

Banking Frontiers

Convert Customers as Advocates - a Way for Banks to Grow

An Accenture study highlights the benefits of making customers advocates for banks:

4 min  |

July 2025

Banking Frontiers

Russia plans to change launch dates for digital ruble

The Bank of Russia has sent proposals to the State Duma to amend the draft law on the digital ruble.

1 min  |

July 2025
Banking Frontiers

Banking Frontiers

Philippine regulator plans new steps to mitigate risks

The Philippines’ central bank, the Bangko Sentral ng Pilipinas, is proposing regulations to help financial institutions manage risks arising from their reliance on models for critical business decisions and analysis.

1 min  |

July 2025
Banking Frontiers

Banking Frontiers

AI-THE CODER HUMAN - THE REGULATOR

Generative AI is making waves in many areas. One such key area is coding, which is the bedrock of modern financial services. Coding has generated millions of jobs around the world in the financial sector alone. How will Gen AI impact coding and coding jobs? What kind of developers will financial companies hire? What is the overall ROI on use of AI in coding? Banking Frontiers engaged with 8 CIOS/CTOS from a variety of financial companies to find the answers and found deep and surprising insights:

10+ min  |

July 2025
Banking Frontiers

Banking Frontiers

RBI issues revised guidelines to simplify KYC updation process

In a move aimed at easing the Know Your Customer (KYC) compliance burden on customers, the Reserve Bank of India (RBI) has released revised instructions to streamline the process of KYC updation across all regulated entities (REs), including banks.

1 min  |

July 2025
Banking Frontiers

Banking Frontiers

BIS doubts whether stablecoins can be real money

The Bank for International Settlements (BIS) has doubted the view that stablecoins can serve as money in a modern financial system.

1 min  |

July 2025

Banking Frontiers

Singapore to have SPAN, a payment network

The Monetary Authority of Singapore and the Association of Banks in Singapore have announced the formation of Singapore Payments Network, or SPaN, a centralized entity created to oversee and streamline the governance of Singapore's national payment schemes.

1 min  |

July 2025

Banking Frontiers

China, Hong Kong to launch new payment system

China and Hong Kong are launching a real-time cross-border payment system linking IBPS and FPS to support daily remittances between residents.

1 min  |

July 2025

Banking Frontiers

Brazil for new rules for digital assets

Brazil's Central Bank is proposing to hold a consultation on accounting practices for digital assets.

1 min  |

July 2025
Banking Frontiers

Banking Frontiers

PhonePe to launch UPI payments for new feature phone users

PhonePe Limited has announced an IP purchase of conversational engagement platform Gupshup's proprietary 'GSPay' technology stack for enabling UPI-based payments for feature phones.

1 min  |

July 2025