Be clever with your CASH

Stick to a budget and achieve your saving goals faster with these money challenges

- LUCINDA O'BRIEN

Saving money for a holiday or new car is not an easy task, but we've got some great ways to help you achieve these life goals. Whether you want to save money over a specific period of time - from one month to a year - here's all the motivation you need.

MAGIC MONEY EACH MONTH

If the weekly challenge sounds daunting, then try saving on a monthly basis. This challenge is simple, as all you need to do is save £5 in the first month and then increase the amount by £5 each month. So, in April you would save £5, then in May save £10, until you reach the twelfth month and save £60. This helps to build a regular savings habit, and you'll be rewarded with £390 by the end of the challenge.