MONEY matters

Our expert Rebecca Gamble helps make your cash go further

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READER QUESTION

I've heard about a 'green mortgage' what does that mean? Can anyone get one?

There are two main types. Firstly, if you're buying or remortgaging an energy-efficient home, the lender may offer cashback or a reduction on its standard rates. You'll usually need an EPC rating of A or B. The other type is for homeowners making energy-efficiency home improvements. Lenders will offer a reduced rate on the extra money you borrow, or cashback or a lower mortgage rate after the work is complete. Find more at which.co.uk.

3 easy ways to...

Save by decluttering

Having a clear-out will give you more space but could also save you money – and make some cash too. Here's how to get started: