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The Observer

Baillie Gifford faces £12m 'cat bond' payout after hurricane

Edinburgh-based fund manager Baillie Gifford is on the hook to pay out as much as £12m in \"catastrophe bond\" insurance as a result of Hurricane Melissa, according to data seen by The Observer.

1 min  |

November 02, 2025

The Observer

Bonk now and pay later? Klarna's new subscription offer

The firm known for offering split payments for online shopping has launched a membership plan it hopes will boost its debit card and bring it respectability.

2 min  |

November 02, 2025

The Observer

The Nvidia supremacy: what could possibly burst the chip manufacturer's $5tn bubble?

\"Big Tech\" doesn't cut it any more. Nvidia became the first company to reach a $5tn valuation last Wednesday, thanks to a stock surge driven by optimism about the future sales in China, after Donald Trump and Xi Jinping signed a one-year trade truce.

2 min  |

November 02, 2025
The Observer

The Observer

Berlin clubs kick the drug habit as sober nights lure the crowds

Postcard from Berlin

3 min  |

November 02, 2025

The Observer

Jamaica didn't cause the climate crisis – yet it will be paying the highest price

The mighty Hurricane Melissa, as it made landfall on Jamaica, focused directly on the parish of St Elizabeth, described by officials as the \"breadbasket of the country\".

3 min  |

November 02, 2025

The Observer

5,000,000,000,000

Nvidia's trillions and the concentration of Al power

3 min  |

November 02, 2025

The Observer

Trump foxed by Gates's climate change memo

\"I (WE!) just won the War on the Climate Change Hoax,\" posted Donald Trump this week, thanking Bill Gates for having the courage to finally admit he \"was completely WRONG on the issue\".

1 min  |

November 02, 2025

The Observer

Canada leads efforts to loosen China's grip on rare earths

The US treasury secretary, Scott Bessent, claimed last week that China had \"made a real mistake\" by playing hardball with America over access to its rare earths.

1 min  |

November 02, 2025
The Observer

The Observer

Stripped of his titles, Andrew faces calls to appear before US committee over Epstein

Senior UK politicians join American panel in urging former prince to help bring justice for abused women

2 min  |

November 02, 2025

The Observer

Green party surging as Polanski's social media strategy woos the young

When Zack Polanski became leader of the Green party in September, one of his first moves was to launch a podcast. His message was clear: the Greens were going to succeed where Labour hasn't and use social media to challenge Reform UK.

2 min  |

November 02, 2025

The Observer

Can a biopic of the Boss be anything other than blinded by his light?

Heavens above, not another biopic. I'm still in recovery from A Complete Unknown, James Mangold’s attempted unveiling of The Mysterious Soul of Bob Dylan starring Timothy Someone-or-other.

2 min  |

October 26, 2025
The Observer

The Observer

Reeves is still only getting part of the Brexit message

The financial markets, and much of the media, seem obsessed by the level of public sector debt and borrowing.

3 min  |

October 26, 2025
The Observer

The Observer

The anonymous Twitter troll account set up to discredit Virginia Giuffre

The online attacks came thick and fast, all 479 of them designed to discredit the accuser of Epstein, Maxwell and Prince Andrew.

5 min  |

October 26, 2025
The Observer

The Observer

Badenoch and Farage should stop playground politics of making rules they can't keep

Do unto others as you would have them do unto you. That's the golden rule I remember being taught as a child in primary school. Not a bad guiding principle.

3 min  |

October 26, 2025
The Observer

The Observer

Museums are in the pink while corporate sponsors remain shy

By embracing private philanthropy, the sector has received record sums, however businesses are feeling burnt by protests, write Nicole Fan and Stephen Armstrong

3 min  |

October 26, 2025
The Observer

The Observer

'Democrat saviour' or 'commie bastard': Mamdani, would-be king of New York

The 34-year-old socialist set to become the Big Apple's first Muslim mayor may be the left's greatest hope - and biggest threat. Hugh Tomlinson joins the new star of US politics on the campaign trail

8 min  |

October 26, 2025

The Observer

Use Russia's money

Europe has missed its chance to hit Putin's finances

2 min  |

October 26, 2025

The Observer

Struggling 'clean food' brands dig in for long haul

Autumn, season of mists and mellow fruitfulness, wrote Keats. Not if you're in the plant-based food industry. Sales at major brands, including Oatly and Beyond Meat, are stalling.

2 min  |

October 26, 2025

The Observer

Reeves mission: to build a European Silicon Valley centred on 'golden triangle'

Brexit is costing the UK 80bn a year in lost taxes, hitting output by up to 8% and investment by more than twice as much. The chancellor has her work cut out

5 min  |

October 26, 2025
The Observer

The Observer

Academics sign letter of support after ‘vile’ abuse of Israeli professor

Tom Watson, Margaret Hodge, Michael Grade, Prof Andrew Roberts and hundreds of academics are among more than 1,600 signatories of an open letter condemning a “targeted harassment campaign” against an Israeli professor at a London university.

1 min  |

October 26, 2025
The Observer

The Observer

A reborn Gaza will take decades and cost billions. And the queue for the job starts here...

An Egyptian former militia leader is vying for Gaza clearance and construction contracts. Oliver Marsden in Beirut and Ruth Michaelson in Istanbul report

4 min  |

October 26, 2025
The Observer

The Observer

Shattered families, lost children and the dark legacy of Greenland's colonial past

Trump's threat to 'take over' Greenland for its strategic location and minerals has forced Denmark into defensive mode with an apology for its treatment of the islanders. But for many the agony continues.

9 min  |

October 26, 2025
The Observer

The Observer

Our fear of the dark is built in – but we need it

It always comes as a surprise somehow: sunlight filtering through curtains when the alarm goes off, the kitchen bright and a blue tit dangling from the bird feeder. The clocks have gone back.

2 min  |

October 26, 2025
The Observer

The Observer

After 21 years, chance of freedom grows for Palestinian jailed leader Barghouti

The man most Palestinians regard as an heir to Yasser Arafat has been imprisoned for more than two decades, tortured and regularly held in solitary confinement. Now Donald Trump is reportedly weighing whether the time has come to free Marwan Barghouti.

1 min  |

October 26, 2025

The Observer

MrBeast the banker? Spare us

Sarah Manavis

3 min  |

October 26, 2025

The Observer

Regulators spooked by 'shadow bank' loan risks

A workshop for decorating “spooktacular money boxes” is the hot Halloween ticket this year at the Bank of England Museum.

1 min  |

October 26, 2025

The Observer

When France is such a joke, there is nothing else to do but laugh

In a famous episode from The IT Crowd, the 00s sitcom, fire breaks out in the office. Roy Trenneman, the nerdy technician, sits at his desk working, occasionally looking up and glaring at the open flames.

2 min  |

October 26, 2025

The Observer

You're much safer in London now – just watch your phone

The idea of a “lawless London” where knifemen stalk the streets and no one feels safe - has become a popular refrain in viral clips and political rhetoric on both sides of the Atlantic.

2 min  |

October 26, 2025

The Observer

Terrestrial switch-off date 'too fast' for all TV viewers

Plans to switch off the UK'S TV transmitters and move all broadcasters to internet-only streaming are moving too fast and risk leaving 5.4m UK households without access to any television at all in 2035, a new report has found.

2 min  |

October 26, 2025

The Observer

Tech bros want AI to look after me. No thanks

As robots creep into the workplace Melanie Reid argues that some jobs require a human touch

2 min  |

October 26, 2025