Business
Kiplinger's Personal Finance
How Inflation Hurts Retirees
RETIREE confidence in having enough money to live comfortably throughout retirement dropped significantly in the 2023 Retirement Confidence Survey, conducted by the Employee Benefit Research Institute and Greenwald Research.
2 min |
October 2023
Kiplinger's Personal Finance
OVERCOME YOUR FEAR AND ENJOY RETIREMENT
Even if you have a well-funded nest egg, giving up a paycheck is hard. We'll help you start the journey.
10+ min |
October 2023
Kiplinger's Personal Finance
To Tip or Not to Tip?
Everyone from your barista to the car mechanic is asking for tips, and new technology adds to the pressure.
4 min |
October 2023
Kiplinger's Personal Finance
WHY YOU SHOULD CARE ABOUT STATE ESTATE TAXES
Some states are taxing estates valued as low as $1 million.
8 min |
October 2023
Kiplinger's Personal Finance
Dividends Hit a Rough Patch
THERE is a doctrine T that one year's investment champions become the subsequent year's failures.
2 min |
October 2023
Kiplinger's Personal Finance
Real Estate: Down, but Not Out
The lifeblood of real estate is debt, and the Federal Reserve has made borrowing a lot more expensive by raising interest rates five full percentage points between March 2022 and July 2023.
4 min |
October 2023
Kiplinger's Personal Finance
The Skinny on Spin-Offs
In theory, corporate spin-offs should reward investors, but performance is mixed.
2 min |
October 2023
Kiplinger's Personal Finance
Rediscovering Japan
New shareholder-friendly policies should boost the country's stocks.
6 min |
October 2023
Kiplinger's Personal Finance
HOW THE ONLINE BROKERS STACK UP
We compared investment offerings, tools, apps, advice and more to find the best broker for you.
10+ min |
October 2023
Kiplinger's Personal Finance
AIRLINE TICKET PRICES ARE COMING BACK TO EARTH
After soaring in 2022, prices for domestic airline tickets are on the descent. In June 2023, airfares had dropped by 8.1% from May and by 18.9% over the previous 12 months, according to the June Consumer Price Index report from the U.S. Bureau of Labor Statistics.
1 min |
October 2023
Kiplinger's Personal Finance
How Retirement Could Hurt Your Credit Score
Just as you need to take care of your physical health, you need to monitor your credit fitness.
2 min |
October 2023
Kiplinger's Personal Finance
The Risks of Sharing Your Personal Information
Crooks are finding new ways to pilfer your data.
2 min |
October 2023
Kiplinger's Personal Finance
THE DOWNSIDE TO DECLINING INFLATION
After two years of big cost-of-living increases, retirees will likely receive a more modest Social Security raise in 2024.
4 min |
October 2023
Kiplinger's Personal Finance
8 great places to retire-for renters
With home prices inflated and mortgage rates rising, we provide enticing options for retirees who would rather rent than buy
10+ min |
August 2023
Kiplinger's Personal Finance
Fixing Your Relationship With Money
This psychologist helps clients address complex issues involving their finances.
2 min |
September 2023
Kiplinger's Personal Finance
CORD CUTTING MADE EASY
With an expanding menu of streaming services, saying goodbye to your cable company's entertainment options has never been easier.
9 min |
September 2023
Kiplinger's Personal Finance
How to Redeem Savings Bonds
Whether you bought savings bonds during inflation’s peak last year or have older bonds collecting dust, take these steps to cash them in.
2 min |
September 2023
Kiplinger's Personal Finance
The High Costs of Caregiving
Caring for aging parents can exact a financial and emotional toll on adult children.
4 min |
September 2023
Kiplinger's Personal Finance
Three Cheers for Grandkids!
Thanks to reader contributions to this column, I have been able to write about what makes a satisfying retirement—everything from socializing to finding a sense of purpose. But reader Nicholas Constantakis has taken me to task for not putting enough emphasis on what he considers the “real joy of retirement”: grandchildren.
2 min |
September 2023
Kiplinger's Personal Finance
AN INHERITANCE WITH STRINGS ATTACHED
New rules for inherited IRAs could leave some heirs with a hefty tax bill.
6 min |
September 2023
Kiplinger's Personal Finance
Defusing Financial Flash Points
MONEY SMART WOMEN
2 min |
September 2023
Kiplinger's Personal Finance
MAKE A PLAN TO RESTART STUDENT LOAN PAYMENTS
A three-year pause on federal loan payments ends in October. Here's how to prepare.
6 min |
September 2023
Kiplinger's Personal Finance
What It Takes to Buy Insurance in Florida
Kiplinger editor Elaine Silvestrini shares her story.
2 min |
September 2023
Kiplinger's Personal Finance
Is Your Insurance Coverage Up to Date?
Costs are rising to repair or replace your most valuable assets. Make sure your home and vehicles are adequately insured.
10 min |
September 2023
Kiplinger's Personal Finance
The Appeal of Mortgage Bonds
Recall the line from Hamlet imploring us to neither a borrower nor a lender be? Shakespeare was spot-on about so much, but not credit. Lenders do hold the stronger hand. A 30-year, fixed-rate mortgage, with the principal guaranteed by the Federal Housing Administration, currently originates at 6.6%, marking an unusually big spread over the 30-year Treasury bond’s yield, now 3.9%. Even Series I savings bonds are down from 9.6% to 4.3% and are set to shrink again in November. (Yields and other data are as of June 30.)
2 min |
September 2023
Kiplinger's Personal Finance
Pick Businesses, Not Stocks
WARREN Buffett, the chairman of Berkshire Hathaway, is the most successful investor of our time. His daughter, Susan, worked as my assistant when I was publisher of a magazine 40 years ago. Just before she got married, Susie told me she worried that her fiancé’s parents had bought a couple shares of Berkshire stock—and what if it tanked? At the time, the price was about $1,000 a share. Today, it’s $507,000 a share. I hope the in-laws hung on.
4 min |
September 2023
Kiplinger's Personal Finance
THE KIPLINGER ETF 20 BACK IN THE BLACK
Our favorite exchange-traded funds are on the upswing. Here's how to make the most of your ETF portfolio.
10+ min |
September 2023
Kiplinger's Personal Finance
HOW TO INVEST IN AI
It's too early to pick the ultimate winners in artificial intelligence, and it's already expensive to get in on the ground floor. But these companies stand to benefit from the boom.
10+ min |
September 2023
Kiplinger's Personal Finance
THE RISKS OF USING PEER-TO-PEER PAYMENT APPS
A recent report from the Consumer Financial Protection Bureau found that billions of dollars stored in major peer-topeer payment apps, such as Cash App, PayPal and Venmo, may lack the same federal deposit insurance coverage that protects users of standard U.S. banks and credit unions from total ruin in a crisis.
1 min |
September 2023
Kiplinger's Personal Finance
THE FED MAY NOT BE DONE HIKING INTEREST RATES
After lifting the federal funds rate at a rapid clip throughout most of 2022 and at a more moderate pace in the first half of 2023, the Federal Reserve put its series of rate hikes on pause at its June policy meeting. As inflation cools, the Fed is taking a step back to see how its policies are affecting the economy.
2 min |