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How to manage without a fixed salary and still meet your goals

Mint Ahmedabad

|

July 10, 2025

I'm 42, run a design studio, with irregular income of ₹1.5-2 lakh a month. I want to plan for retirement, buy a weekend home in 8-10 years, get health and life cover and reduce taxes. I have ₹6 lakh in savings and invest ₹20,000 a month in equity MFs. How should I manage my finances better given the income swings?

- Alpa Shah

and downs. Don't depend entirely on equity—given that it is a 10-year horizon, not 25.

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