Give yourself a pay rise!

With many employers warning pay rises will stall - or even dip - compared with last year*, relying on your annual increase may not be enough to keep up with rising living costs.

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That's why 2026 could be the year to get more strategic about boosting your income.

The good news is that a pay rise in your pocket doesn't always have to come from your employer. From overlooked benefits to side hustles and cost-cutting, small changes can add up to a meaningful difference. Here are some simple and practical ways to give yourself a financial lift.

CLAIM YOUR EXPENSES

Check with your employer what work expenses you are entitled to claim, such as business travel, accommodation, meals while working away, specialist equipment or uniforms. Submitting claims regularly can stop small amounts being forgotten, and quietly boost your take-home pay.

INCREASE YOUR VALUE