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The Straits Times
|October 22, 2025
It provides premium-free coverage for preschoolers and students under the Ministry of Education Financial Assistance Scheme, offering protection if a parent or guardian passes away or becomes disabled.
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Today, the IFMIS covers more than 51,000 children and youth from lower-income families in Singapore.
As Singapore embraced greater inclusivity, Income Insurance extended protection to those traditionally excluded from coverage.
In 2013, it pioneered coverage for persons with autism and later extended it to those with Down syndrome through its SpecialCare products.
At the same time, Singapore's ageing population presented another pressing need - making sure seniors stayed covered as health risks increased with age. In 2012, Income Insurance debuted SilverCare Insurance and subsequently Silver Protect in 2016. The former offers seniors affordable protection against accidents and infectious diseases, while the latter provides coverage for early and advanced stage cancer.
As freelance work became more prevalent in Singapore's workforce, Income Insurance launched microinsurance SNACK in 2020 to enable users to seamlessly integrate and stack insurance coverage through lifestyle activities like shopping and jogging.
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