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South Africans who worked in UK may qualify for substantial pension payouts

The Star

|

October 31, 2025

THOUSANDS of South Africans who previously worked in the United Kingdom may be eligible for UK State Pension benefits worth millions of rands, but remain unaware of their entitlement.

- STAFF REPORTER

A little-known provision in UK law allows individuals to purchase missing years of National Insurance contributions, potentially unlocking substantial retirement income.

According to XtraPension, a UK State Pension advisory firm with offices in Cape Town and headquarters in Ireland, many South Africans who spent time working in the UK could qualify for annual pension payments of up to R280,000 from the age of 67. The firm assists individuals in navigating the complex process of verifying eligibility, purchasing contributions, and submitting claims.

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