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'Kisan Credit Cards users are withdrawing loan lumpsum'
The New Indian Express Madurai
|December 07, 2024
Preference for cheques, diversion of loan money cited as reasons
A large number of farmers in Dindigul district fail to use Kisan Credit Cards (KCC) as they use cheques to withdraw the entire loan amount from banks in one shot. Some of them use the loan money for personal purposes, say experts from banking and agricultural sectors. Approximately 24,000 farmers have not activated their cards, rendering them useless.
According to official records, around 1,17,715 farmers in Dindigul have received government loans and hold Kisan Credit Cards (KCC). As of September 30, 2024, they had received ₹484.46 crore as farm loans. However, only about 93,438 farmers have activated and used their KCC cards, leaving approximately 24,277 farmers without access to this facility.
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