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How EMIs Can Be Less of a Burden for You

The New Indian Express Kochi

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April 14, 2025

In case your home loan is on a fixed rate, you can reprocess it by paying a nominal processing fees

- BENN KOCHUVEEDAN @ Mumbai

THE Reserve Bank of India has cut the interest rate for the second consecutive time by a fourth of a percentage point, taking the applicable rate to 6%. How to make good of this falling interest rate regime is the immediate question that comes to the mind of every borrower.

Here are a few tips to make the easy money policy of the monetary authority lighter on your wallet: With the monetary policy stance also getting changed to accommodative from neutral, it's clear that we are in for an easy money regime going forward, of course if there are no shockers, both external and domestic, as Reserve Bank governor Sanjay Malhotra had indicated on April 9 while announcing the first monetary policy review of the new fiscal. This is a great relief for the economy as a whole, and not individual borrowers, as the rates have been really high at 6.5% for almost five years now.

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