Real-time payments surge as global e-Commerce fraud rates ease

Global e-commerce merchants are rapidly embracing real-time payments (RTP) as fraud rates show signs of easing after years of steady increases, according to Visa's 2025 Global eCommerce Payments & Fraud Report.

- TBG NETWORK

The report, based on a survey of more than 1,080 merchants across 38 countries, finds that 37 per cent of merchants now accept real-time payments, and momentum is accelerating.

Among those already offering RTP, nearly 80 per cent reported a noticeable rise in customer usage over the past year, while almost 90 per cent expect further growth in 2025.

Even among merchants that do not yet accept RTP, 42 per cent say they are likely to add it within the next 12 months, positioning real-time payments as one of the fastest-growing acceptance methods globally.

Despite growing transaction volumes, merchants are reporting an improvement in overall fraud outcomes.