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AI and credit shifts set to transform banking in next decade: Report
The Business Guardian
|October 22, 2025
The future of the Indian banking sector will be defined by a mix of technological transformation and structural changes over the next decade, according toa report by Elara Securities.
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The report, titled «Future of Banking - Seven structural forces shaping the next decade», highlighted that AI and GenAI transition, along with a change in deposit profiles and democratization of credit, will be among the most significant forces shaping the industry between 2025 and 2035.According to the report, the seven key structural forces that will influence the banking terrain which includes, change in deposit profile, democratization of credit,
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