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Retail credit grows at slower rate in Q4

Mint New Delhi

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June 24, 2025

The retail credit market continued to see a softening in the last quarter of 2024-25, as new loan originations (partly a measure of credit demand and supply) grew at a slower rate of 5% in March 2025 against 12% a year ago, according to the TransUnion CIBIL's June 2025 Credit Market Report.

The slowdown was despite the Reserve Bank of India (RBI) slashing its benchmark lending rate by 25 basis points to 6.25% in February.

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