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IDFC First cuts savings rates by up to 200 bps
Mint New Delhi
|January 09, 2026
IDFC First Bank has cut interest rates and tweaked slabs for savings accounts by up to 200 basis points for certain categories, marking one of the sharpest reductions by a private lender in recent months, according to a revised rate card effective 9 January.
Under the revised structure, balances of ₹1 lakh to ₹10 lakh will earn 5% interest as against the 7% that the bank earlier offered for the slab of ₹5 lakh to ₹5 crore. This effectively represents a 200-bps cut in interest rate for the popular slab, which had earlier helped the bank attra
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