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Financial freedom at 41: What should be your target corpus?
Mint New Delhi
|August 07, 2025
I'm a 36-year-old single individual living with my elderly father. We don't currently own any property. My net worth stands at ₹1.2 crore, spread across EPF, PPF, and other investments. I earn a gross annual salary of ₹30 lakh, with annual living expenses of around ₹10 lakh. What should my target net worth be by the age of 41 to achieve financial freedom?
Based on your financial profile and current market assumptions, your target net worth to achieve financial freedom by age 41 is approximately ₹4.24 crore. This is the corpus you would need to retire at 41 and maintain your lifestyle until the age of 85, assuming no further income from work.
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