Intentar ORO - Gratis
Can rate cuts help budget housing?
Mint Hyderabad
|December 08, 2025
Limited space
The Reserve Bank of India (RBI) trimmed the repo rate by 25 basis points (bps) on Friday, taking the key lending rate to 5.25%. With this, the total repo rate reduction in 2025 is 125 bps. As banks begin to adjust lending rates, equated monthly instalments (EMIs) would tread lower and home loans could get cheaper. Typically, it should benefit the beleaguered affordable housing segment as it is more sensitive to interest rate movements.
“(Our) sensitivity analysis indicates that every 1% cut in the base lending rate results in a 0.24% increase in priority-sector home loans,” said Vivek Rathi, national director - research, Knight Frank India. Borrowers in the priority sector are typically from the economically weaker sections and lower income groups, also eligible for schemes like the Pradhan Mantri Awas Yojana (PMAY) subsidy.
Esta historia es de la edición December 08, 2025 de Mint Hyderabad.
Suscríbete a Magzter GOLD para acceder a miles de historias premium seleccionadas y a más de 9000 revistas y periódicos.
¿Ya eres suscriptor? Iniciar sesión
MÁS HISTORIAS DE Mint Hyderabad
Mint Hyderabad
The ‘orange economy’ offers a path to inclusive growth
A new term that entered the lexicon after India's budget for 2026-27 was the ‘orange economy.’
3 mins
March 04, 2026
Mint Hyderabad
An exponential phase of AI progress is finally upon us
About a month ago, I built my first app.
4 mins
March 04, 2026
Mint Hyderabad
A ‘FIGHT ABOUT VIBES’ DROVE THE PENTAGON’S BREAKUP WITH ANTHROPIC
The AI giant’s CEO Amodei and Defense Secretary Hegseth have contrasting personalities and worldviews. They proved difficult to reconcile
9 mins
March 04, 2026
Mint Hyderabad
Gas regulator preps new storage plan
government data, natural gas accounts for about 7% of India’s energy basket and the government aims to take it to 15% by 2030.
2 mins
March 04, 2026
Mint Hyderabad
Cargo agents seek relief as war grounds shipments at airports
India's air cargo agents have urged the government to step in and provide relief to exporters hit by flight disruptions caused by the escalating war between Iran and the US, which has led to widespread airspace closures across parts of West Asia.
1 mins
March 04, 2026
Mint Hyderabad
The case for upgrading your Bluetooth tracker
Apple's latest AirTag has better range and stronger alerts, while rivals offer alternatives for Android users
4 mins
March 04, 2026
Mint Hyderabad
Accenture wins Estée Lauder biz in $100 million dent for Wipro
Wipro Ltd faces an annual dent up to $100 million, as American cosmetics brand Estée Lauder has shifted the Bengaluru tech services company’s share of work in a half-billion dollar, five-year deal to Accenture Plc.
1 min
March 04, 2026
Mint Hyderabad
U.S. success against Iran could be a game changer for world oil security
Here are countless ways the U.S. and Israeli attack on Iran could go wrong.
3 mins
March 04, 2026
Mint Hyderabad
Focus on energy stockpile as OMCs eye new sources
PSU refiners have 25 days worth of oil stocks, and another 25 days of fuel stocks
2 mins
March 04, 2026
Mint Hyderabad
India notifies standards for cloud, data centre, ethical AI
The governance model is derived from internationally accepted ISO and IEC frameworks
2 mins
March 04, 2026
Listen
Translate
Change font size