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How title insurance helps avoid legal disputes over land rights

Mint Chennai

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April 10, 2025

I am buying a parcel of land in Uttar Pradesh and have engaged a local resident to assist with the title clearance of the land. He suggested I procure a title insurance cover. Can you please explain what is title insurance and why is it important?

- Aditya Chopra & Moxy Shah

How title insurance helps avoid legal disputes over land rights

The suggestion by the person you've engaged is sensible. Title insurance is a form of indemnity insurance that protects against financial loss from defects in a property's title. These defects can arise from various eventualities, including, but not limited to, incorrect legal descriptions, public record errors, fraud or claims from previous owners.

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