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TransUnion seeing credit boost from BSP rate-cut
Manila Bulletin
|October 21, 2025
TransUnion Philippines expects Filipinos to borrow more during the upcoming holiday season, driven by over three-year-low key borrowing costs set by the Bangko Sentral ng Pilipinas (BSP) and the looming spike in remittances.
"TransUnion Philippines anticipates stronger consumer credit activity as the country enters the 'ber' months," the global information and insights company said in a statement released on Monday, Oct. 20.
This comes as the BSP this month delivered a surprise reduction in the key policy rate by a quarter of a point to 4.75 percent from five percent previously, due to a dimmer growth outlook amid infrastructure spending issues stemming from the misuse of public infrastructure funds.
Since January, the BSP has so far reduced interest rates by a cumulative 100 basis points (bps).
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