Insurers' investments expanded to yield more returns

The Insurance Commission (IC) has released new guidelines introducing a broader range of allowable investments for insurance companies, reinsurers, and mutual benefit associations (MBAs).

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As outlined in Circular Letter (CL) No. 2025-09 issued April 10, IC-regulated entities (ICRES) are now allowed to offer other investment products, including structured products, debt securities from supranational organizations, and investment vehicles.

Under the new issuance, these investments are now permitted without the need for prior approval from the IC. But these should be accompanied by regulatory safeguards “to ensure that ICRES will be able to maximize returns, subject to prudent levels of risk.”