It's never too early to start saving up for Christmas...

As we are already more than a quarter of the way through the year, some may be thinking about saving for Christmas.

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Mark Weston, head of financial support at Santander, says: “Christmas is a typically big expense period. It's always good that customers save as much as they can and start as soon as they can.”

Head of savings at HSBC UK Lloyd Robson adds: “Depending on your financial circumstances, and your current savings priorities, saving for Christmas now may help alleviate financial stress further down the line.