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Why is UPI seeing frequent downtimes? | Explained

Indian Chronicle

May 03, 2025

Explained

The story so far: In March and April, the Unified Payments Interface (UPI) system went down three times, causing significant disruptions in payments on apps like GPay and PhonePe, which rely on the system. One of the downtimes was caused by individual banks flooding the National Payments Corporation of India's (NPCI) systems with transaction status checks.

How does UPI work?

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