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Credit growth stays muted at 9.5%, lags deposits
Financial Express Hyderabad
|July 12, 2025
THE LOAN GROWTH continued to remain subdued at 9.5% year-on-year (y-o-y) for the fortnight ended June 27 while the rise in bank deposits at 10.1% outpaced the credit advancement, data released by the Reserve Bank of India (RBI) on Friday showed.
Analysts at HSBC believe that weak corporate credit demand and low deposit growth would keep FY26 credit growth muted. On a fortnightly basis, deposits were up 1.54% and stood at ₹234.26 lakh crore, while loans grew 0.92% and stood at ₹184.83 lakh crore. Bank investments were up 8.75% on year to ₹66.96 lakh crore as on June 27.
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