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HDFC Bank sees higher loan growth in Q3

Financial Express Chennai

|

January 06, 2026

Loan-deposit ratio may rise 60 bps QoQ to 99.5%

- FE BUREAU

INDIA'S LARGEST PRIVATE sector lender HDFC Bank expects its loan book to grow 11.9% on year and deposits slightly lower at 11.5% as on December 31, according to provisional figures released on Monday. This growth in loans is a sharp pick up from 9.9% in the September quarter and 6.7% in the June quarter.

On a sequential basis, the loan book is seen rising 2.7% to ₹28.45 lakh crore and deposits growing 2.1% to ₹28.6 lakh crore. Considering these figures, the loan-deposit ratio as on December 31 has increased by 60 bps on a sequential basis to 99.5%.

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