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Switch from MCLR to repo rate loan now
Financial Express Chandigarh
|June 14, 2025
My home loan is linked to MCLR, which I took in 2014. As the repo rate has fallen by 100 basis points since February, is it better to switch to a repo-linked loan?
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—Amit Bapna
Yes, we are in a soft interest rate regime. The switch to a repo rate loan will be beneficial to you. Your service provider should be able to make this switch. There may be charges involved in this change. Find out the full financial implications before signing the papers.
I wish to take a loan for house construction on the land owned by my mother. Can she apply for the loan? Can I be the co-borrower?
—Subham Kumar
Esta historia es de la edición June 14, 2025 de Financial Express Chandigarh.
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