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Home sales on the move

Coventry Telegraph

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January 08, 2026

"BOTTOM-UP" RECOVERY PREDICTED FOR HOUSING MARKET IN 2026. VICKY SHAW LEARNS MORE

THE housing market is set for a strong start in 2026, according to property experts, as home buyers make the most of falls in mortgage rates and put some of last year's uncertainties behind them.

Experts predict the recovery will be “bottom-up” rather than “top-down”, with some challenges at the upper end of the market and first-time buyers remaining a driving force on the first rung of the property ladder.

The base rate was cut from 4% to 3.75% in December, bringing an early Christmas present to some mortgage holders. Around 1.8 million fixed-rate mortgages are due to expire in 2026, according to figures from UK Finance.

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