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Commercial Banks Saw 26% Rise in Q1 Slippages
Business Standard
|August 21, 2025
Surge mainly due to stress in microfinance, unsecured retail portfolios of select lenders
Commercial banks in India reported 26 per cent year-on-year (Y-o-Y) growth in slippages at ₹63,000 crore during the first quarter ended June 2025 (Q1FY26).
This was predominantly due to stress in microfinance and unsecured retail portfolios of select lenders.
The incidence of default was higher among private lenders compared to their public sector counterparts, according to CareEdge Rating data.
The technical impact from one large private bank and seasonal rise in agriculture bad loans also contributed to uptick in slippages. Sequentially, slippages were up from ₹57,000 crore in the quarter ended March 2024 (Q4FY25).
The slippages for private banks grew at a much higher rate of 41 per cent (₹36,000 crore) in Q1FY26 than public sector banks (PSBs) with 14.4 per cent (₹27,000 crore).
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