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CONSUMER LOANS RISE 19% TO P3.674T AS OF END-DEC '25
Business Mirror
|March 13, 2026
This is 27.75 percent higher than the P934.65-billion credit card receivables in the same period in 2024.
CONSUMER loans jumped 19 percent to P3.674 trillion as of end-December 2025, with credit card receivables contributing the largest amount, data from the Bangko Sentral ng Pilipinas (BSP) showed.
Of the total consumer loans, credit card receivables account for 32.5 percent, amounting to P1.194 trillion as of end-December 2025.
This was followed by Residential Real Estate Loans, amounting to P1.193 trillion as of end-December 2025, equivalent to 32.47 percent of the total consumer loans.
Loans under this category saw an 8.55-percent increase from the P1.099 trillion in the same period in 2024.
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